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Vehicle Owners Opt for Comprehensive Motor Insurance Amid Rising Repair Costs


February, 2026


With increasing traffic density and higher vehicle repair expenses, more vehicle owners are reviewing their motor insurance coverage. Industry reports suggest a growing preference for comprehensive policies over basic third-party plans.

Many car owners have realized that even minor accidents can lead to significant out-of-pocket repair costs. This awareness has encouraged them to upgrade their policies to include protection against theft, natural calamities, and accidental damage.

Drivers between 28 and 45 years old represent the largest segment opting for expanded coverage. The decision is often influenced by rising spare part prices and the desire for financial security during unexpected road incidents.

Insurance professionals note that comprehensive motor insurance not only meets regulatory requirements but also offers peace of mind in everyday driving.


Source: livemint.com

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